WHITE PAPER

Outpace the Competition. Build a Hyper-Connected Bank.


Learn how banks may transform with the help of an Infrastructure-as-a-Service provider.

During the past five years, retail banks have come under unprecedented competitive pressure. After decades of steady growth, consolidation, and branch network expansion, technological and regulatory changes are disrupting “business as usual.” New market entrants and revenue disintermediation are coming from traditional retailers (such as Walmart), universal banks scaling to smaller communities, and from new competitors including Google, PayPal, and Kabbage. At the same time, customers have become increasingly comfortable with technology which has driven their demand for better service and convenience — and has drastically changed their banking habits.